I can see my card in Apple Pay but my transaction is declining – why would this be?
There can be several reasons why a transaction is declining. First, you should check for the following issues:
- Is there a message “Complete Verification” below the card in the Apple Pay wallet? If this message is displayed, you’ll need to complete the verification process by requesting a one-time verification code. You will not be able to use Apple Pay until this is completed.
- Make sure your card is activated, is not locked or cancelled
- Check to see if your card has expired
- Check to ensure you have sufficient funds
If your transaction is still declining after running through these troubleshooting steps, get in touch with us on 13 13 86 or via Facebook Messenger for further assistance.
Apple Pay Terms of Use.
Apple, the Apple logo, Apple Pay, Apple Wallet, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries and regions. For a list of compatible Apple Pay devices, see support.apple.com/en-us/HT208531