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Home Loans Family Pledge

What is a family pledge home loan?

A family pledge or family guarantee home loan is where you can borrow up to 110% of the property value by asking your family to guarantee the home loan by using their property as security on your mortgage.

Why should I apply for a family pledge home loan?

No deposit required

Waived Lenders Mortgage Insurance (LMI)

Borrow up to 110% of the property value

Limit the size of your guarantee

Here's how Allan and Ash bought their first home


Even though they’re young, Ash and Allan have an eye focused on the future. Looking around the Maitland area to buy their first home, they realized they couldn’t quite afford the deposit. But with a bit of help from Allan’s dad and by using our Family Pledge loan they now live in their own home with their baby daughter.

See how much you could save!