If you’re shopping around for a new car, van, ute or 4WD, put your foot down and check out our New Car Loan.
Our Secured Personal Loan is great for those big purchases where you’re able to offer security against the loan. Great for used cars, motorbikes, home renos - even boats and caravans.
If you’ve got big plans, but aren’t able to provide security against a loan, check out our Unsecured Personal Loan. The perfect option for travelling, furthering your career, planning a wedding or even consolidating existing debt.
Our competitive interest rates let you focus on enjoying life, rather than paying for it.
Choose the loan term and repayment schedule that’s right for you.
Extra repayments without being penalised? Yes, please. Ahead on your loan? Take a break from repayments. Plus - fixed rates over the life of the loan make budgeting a cinch.
Manage your loan anywhere, anytime with our app and online banking.
For a Secured Personal Loan and New Car Loan, you can apply for a loan between $5,000 to $100,000.
For an Unsecured Personal Loan, you can apply for a loan between $5,000 to $50,000.
A comparison rate combines the:
The comparison rate can help you estimate the total cost of a loan over a year.
Check out our range of personal loans and our current interest rates.
At Greater Bank, we don’t think you should have to wait to get what you want.
That’s why we aim to approve your Personal Loan within 24 hours.
Anyone can apply for a Personal Loan with Greater Bank, providing that you:
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New Car Loan
Looking at buying a new car? Greater Bank's New Car Loans feature a great value rate, flexible repayments and low fees. Apply now and get behind the wheel sooner.
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Secured Personal Loan
Offering low interest rates, minimal fees and a fast approval process, our Secured Personal Loans can help you get what you want sooner. Apply online in minutes!
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Unsecured Personal Loan
Greater Bank offer unsecured loans with low rates. Apply online today and get approval for a personal loan in as little as 24 hours.
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Interest Rate
5.99
%
p.a.
Comparison rate
6.37
%^
p.a.
Secured - Fixed rates for 1-7 years
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Interest rate
6.78
%
p.a.
Comparison rate
7.17
%^
p.a.
Secured - Fixed rates for 1-7 years
|
Interest rate
8.99
%
p.a.
Comparison rate
9.38
%^
p.a.
Unsecured - Fixed rates for 1-5 years
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Already a customer banking online with us?Save time and apply for a Personal Loan using your online banking details. Not registered? Phone 13 13 86. Already customers banking online with us?Save time and apply for a joint Personal Loan using your online banking details. Not registered? Phone 13 13 86. |
Already a customer banking online with us?Save time and apply for a Personal Loan using your online banking details. Not registered? Phone 13 13 86. Already customers banking online with us?Save time and apply for a joint Personal Loan using your online banking details. Not registered? Phone 13 13 86. |
Already a customer banking online with us?Save time and apply for a Personal Loan using your online banking details. Not registered? Phone 13 13 86. Already customers banking online with us?Save time and apply for a joint Personal Loan using your online banking details. Not registered? Phone 13 13 86. |
Anyone can apply for a Personal Loan with Greater Bank, so long as they’re 18 years of age or older, have a satisfactory credit history, and are an Australian permanent resident.
While our Personal Loans are designed to help you get what you want sooner, it’s important to get the right loan for your needs.
So that you can make your application a breeze, it helps to have the following handy:
What you currently earn;
Current loan repayments and other payments you make;
Credit and store card limits and the value of your assets, and;
After you apply, you’ll receive an email from our lending experts with your next steps. Simple!
Anyone can apply for a Joint Personal Loan with Greater Bank, so long as they’re 18 years of age or older, have a satisfactory credit history, and are an Australian permanent resident. When applying with someone else, both applicants should meet these conditions.
While our Personal Loans are designed to help you get what you want sooner, it’s important to get the right loan for your needs.
To get things started, all we need is a few simple details. That’s it.
Our Joint Personal Loan Enquiry Form lets one of our lending experts know that you’re ready to apply with more than one applicant, and they’ll reach out to you.
Before our lending team gets in touch, it helps to have the following handy for all applicants:
Your current and previous employer details including name, address and contact number;
After speaking with our lending team, it’s over to us to do all the heavy lifting. You’ll hear from us again before long with the outcome of your application.
Maybe you’re not alone. Our FAQs answer some of the more common banking questions we get asked.
Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.
*Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria.
Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992, Australian Financial Services Licence/Australian credit licence 238273
To qualify for the New Car Loan interest rate, the loan must be to purchase a new car, van, utility, 4-wheel drive for personal use. Demonstrator vehicles with less than 5,000 kms on the odometer will be categorised as New for this purpose. Vehicles purchased second hand, refinanced, boats, motor cycles, caravans and trailers will not qualify for the New Car Loan interest rate.
^ Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are subject to change without notice. Comparison Rate Schedules are available at your local branch. Please read our Terms and Conditions for more information.
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