Greater Northern Rivers

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Terms and Conditions of Entry of Greater Community Funding – #GreaterNorthernRivers – 2025

1. (Promoter) Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992 (“Greater Bank”) of 307 King Street, Newcastle West 2302 is the sole promoter of this competition.

2. (Eligibility) The Greater Northern Rivers 2025 competition is open to organisations:

• listed as not-for-profit, registered charities, unincorporated associations or incorporated associations operating within a 50km radius of the New South Wales suburbs of Ballina, Casino and Lismore; and
• who use Greater Bank’s website to submit an entry through their representative who is an Australian resident over the age of 18 years,

(Organisation).

3. This competition is not open to:

• individuals, sole traders or for-profit organisations;
• previous Organisation entrants who have been disqualified under clause 10 of these terms and conditions;
• previous winning Organisation entrants with a similar/the same description of how you make your region Greater; and
• organisations who, in Greater Bank’s opinion, are of ill-repute or who have current court proceedings or investigations into them or their employees and/or volunteers.

4. Each Organisation entering the competition warrants that they meet the eligibility requirements and accepts:

• these terms and conditions (which may be varied at any time by Greater Bank);
• Greater Bank’s privacy policy at greater.com.au/help/legal/privacy-policy/; and
• That, once an entry is received, it may take 6 to 18 months to be nominated for a voting period.

5. (How to enter) To enter, an Organisation’s representative must provide the following information on behalf of the Organisation to greater.com.au/greaternorthernrivers :

• the representative’s name, contact phone number and email address;
• Organisation name;
• Organisation identifying number (if any), such as ABN, ACN, Incorporated Identification Number;
• registered office address or principal place of business of the Organisation;
• full name, date of birth and address of each controlling person/s (for an association this would be president, secretary and treasurer, or equivalent; for a company this would be each director);
• short explanation (approximately 100 words) of how the Organisation is contributing towards making the Northern Rivers greater; and
• image conveying the work of the Organisation.

6. The Organisation acknowledges that, if they receive a nomination for a voting period, the Organisation’s name, image and comment text may be used on Greater Bank’s website and be used to promote the Organisation’s nomination in the relevant month.

7. The Organisation’s representative warrants that it has the authority of the Organisation to provide the information required for the entry.

8. If there is a dispute as to the identity of an Organisation, the entrant will be deemed to be the secretary of the Organisation on whose behalf a valid entry was submitted in the competition.

9. Entries must not be: late; incomplete; incomprehensible; unlawful; obscene; defamatory; libellous; threatening; pornographic; harassing; hateful; racially or ethnically offensive; capable or encouraging of conduct that would be considered a criminal offence; capable of violating any law; or capable of giving rise to civil liability.  

10. Greater Bank accepts no responsibility for any late, lost or misdirected entries, or delays in the delivery of the entry due to technical disruptions, network congestions or for any other reason.

11. Greater Bank reserves the right to disqualify any entry which, in the opinion of Greater Bank, includes objectional content, profanity, potentially insulting, inflammatory or defamatory statements, and disqualify any Organisation who tampers with the entry or voting process, who submits an entry that is not in accordance with these terms and conditions or who has, in the opinion of Greater Bank, engaged in conduct in entering the competition which is fraudulent, misleading, deceptive or generally damaging to the goodwill or reputation of Greater Bank. Greater Bank retains the discretion to withhold or reallocate any prize money as a consequence of disqualification.

12. By submitting an entry in the competition, the Organisation warrants that each entry submitted is an original artistic work of the Organisation which does not infringe the rights of any third party and authorises Greater Bank to use all material in the manner contemplated by these terms and conditions. The Organisation agrees to indemnify Greater Bank against any and all claims, loss, damage and costs arising from a breach of the warranty set out in this condition.

13. Failure to comply with any term or condition may result in disqualification from the competition and/or forfeiture of prizes at Greater Bank’s sole discretion.

14. (Voting) The competition runs on a monthly rotational basis with ongoing entry for each sequential month until each Organisation is nominated for a voting period.

15. If Greater Bank is satisfied that the Organisation has met all entry criteria, the Organisation may be nominated to become part of a voting round. Greater Bank may prioritise which voting round an Organisation is included in based upon the timing of their entry, the urgency of the request (e.g. if funding is for a particular event/date) and any other relevant factors. Selection into a voting round will be performed by a member of the Marketing Team at 103 Tudor Street, Hamilton at 10.00am AEDT/AEST the day following the monthly ‘entry by’ date referred to in clause 16.

16. Entry and voting periods for the competition are as follows:

17. Voting is limited to one vote per day per voter and IP addresses within Australia.

18. If Greater Bank has reason to believe that there has been tampering of the voting element of the competition, Greater Bank reserves the right to disqualify an Organisation from the competition at any time. Greater Bank reserves the right to suspend and/or alter a voting period at its sole discretion. Greater Bank may terminate the competition at any time with notice. We will notify the Organisations of this individually and by way of notice on Greater Bank’s website.

19. (Prize) The competition is comprised of 12 monthly draws of:

• First place: $2,000.00 donation into an Australian bank account
• Runner Up 1: $500.00 donation into an Australian bank account
• Runner Up 2: $500.00 donation into an Australian bank account

20. The total prize pool for the competition is calculated on a revolving 12-month basis.

21. At the completion of each voting period, winners will be decided based on the number of votes received online at https://www.greater.com.au/greaternorthernrivers. 

22. Where the competition is tied, Greater Bank has the discretion to allocate the monthly prize pool.

23. Greater Bank will make a reasonable effort to contact the winner(s) at the end of the voting period by using the contact information provided by the Organisation. It is the winner(s)’ responsibility to provide accurate and up-to-date contact information to Greater Bank. If Greater Bank is unable to contact the winner(s) within a reasonable period of time, Greater Bank reserves the right to reallocate the prize money.

24. The winner(s) of the competition will be announced publicly on Greater Bank’s website after the relevant voting period ends.

25. Winners may be expected to attend Greater Bank’s Ballina, Casino or Lismore branch (whichever is closest) within 7 days of the prizes being determined at their own cost for promotional purposes (such as being presented with a novelty cheque).

26. Payment of the prize money will be made by way of direct deposit into the Organisation’s bank account held with an Australian Financial Institution. We will request the Organisation’s bank account details in a secure email address. (Note: we will never request bank account details over the phone).