Finding the right bank account for you
Believe it or not, it’s not one size fits all. You have options, and you owe it to yourself to explore them.
Bank Accounts
Everyday Accounts
We all have preferred ways of managing our everyday spending. Some prefer to withdraw cash while others love their cards. Many have left their wallet behind for the convenience of mobile purchasing. Regardless of your habits, your account should suit the way you bank.
- No monthly account keeping fees
- No transaction fees on our Ultimate Access Account simply by depositing $2,000 into your account each month.
- Manage your money 24/7 – access your money whenever you need to, wherever you are via Online Banking or our Mobile App.
- Access to over 10,000 free ATMs – including Greater Bank ATMs as well as those of the Major Banks.
- Osko® and PayID™ – set up your PayID to send and receive payments in seconds thanks to Osko by BPAY.
- Pay your way – set up your digital wallet to make purchases using Apple Pay and Google Pay™.
- Access to the VISA Network – your account comes with a Visa Debit Card compatible with Visa PayWave, taking advantage of VISA’s 24/7 fraud monitoring.
Savings Accounts and Term Deposits
Saving money shouldn’t be hard work. Our easy to use savings accounts offer competitive rates to help you reach your savings goal sooner.
- Bonus interest for regular savings
- No monthly account-keeping fees or transaction fees.
- Combined balances up to $250,000 per account holder are guaranteed by the Australian Government
- Manage your money 24/7 – access your money whenever you need to, wherever you are via Online Banking or our Mobile App.
How we can help
Teaching your kids to save
Start their good habits young. Teaching kids can be like herding cats, so try these techniques to get and keep their attention.
Banking smarter and avoiding fees
Why it’s important to know how your account works, and how to make the most of it.
Everyday Accounts FAQs
We offer a range of everyday accounts designed to meet the needs of as many customers as possible. Whether you prefer a mixture of card and cash use, or are a pure card user and want an account to park your salary, we like to think we’ve got an account that will help you make the most of your money.
Check out our range of everyday accounts.
Activating your Greater Bank Card is easy and can be done in a number of ways
Mobile App
Most of our customers choose this option as it's the easiest
- Login to our Mobile App.
- Tap on 'Activate your card' on the top right-hand side of screen.
- Follow the prompts.
Online
- Simply Logon to Online Banking.
- Click Card Maintenance and select your account from the menu.
- Complete the security and verification procedures.
Phone
Call The Greater Bank Phone Banking Service on 1300 363 536 and follow the prompts.
Branch
Drop into your nearest branch.
Anyone can open a Greater Bank everyday account provided that you:
- Are an Australian citizen or permanent resident aged 18 years or older;
- Have an Australian residential address
Subject to Greater Bank’s eligibility criteria.
Savings Accounts FAQs
You’re able to view the current interest rates for Greater Bank Savings Accounts by following the links below.
- For Bonus Saver, Life Saver and Cash Management Account interest rates – click here.
- For Term Deposit interest rates – click here.
You can view the full range of fees and charges applying to our Bonus Saver, Life Saver, Term Deposits, Term Deposits (monthly income) and Cash Management Accounts in the relevant Product Schedule PDFs below.
The way interest is paid on your Greater Bank savings account depends on the type of account you choose.
To find out how interest is paid on your account, please take the time to review the relevant Product Schedule PDF below.
We're here to help
Transaction fees may apply if the fee allowance is exceeded. For full terms, conditions, fees and charges on Everyday Account, see the relevant Product Schedules.
Transaction fees may apply if the fee allowance is exceeded. For full terms, conditions, fees and charges on Savings Accounts and Term Deposits, see the relevant Product Schedules.
Android and Google Pay are trademarks of Google LLC. Read the Google Pay Terms and Conditions.
PayID is a trademark of NPP Australia Limited. ® Registered to BPAY Pty Ltd ABN 69 079 137 518. You should review the terms and conditions and consider whether the Osko and Pay ID service is appropriate for your personal circumstances.