Ultimate Access account
Not to brag, but if you prefer to go cashless and shop using your card, the clue’s in the name here. Deposit at least $2,000 in a month (like your salary) and avoid transaction fees with full access to your money 24/7.
Everyday accounts
An everyday account from Greater Bank makes managing your money easier, so you can focus on the good stuff in life. If you’re after secure, convenient access to your money, open an Access Account or Ultimate Access Account online in minutes. If you’re over 55 and looking to earn a higher interest rate on your balance, our friendly branch staff are here to help you open a Retirement Plus Account. Our range of Everyday Accounts offer something for everybody!
Access account
If you still prefer a mixture of cash and card use, our Access Account is the great all-rounder. A convenient everyday transactional account with full access to your money 24/7.
Retirement Plus account
Interest rate
2.40
%
p.a.
For portions of your balance above $100,000.00. Calculated daily, paid monthly
Our Retirement Plus rewards you with higher interest dependent on your balance, while still giving you convenient access to your money.
Savings accounts and Term Deposits
We’re keeping saving simple so your money can work harder for you. Whether you’re looking to lock in a higher rate with a Term Deposit, or you want the at-call flexibility and bonus interest of our Bonus Saver, or you’re after fair-go banking for those under 25 with our Life Saver, our range of savings accounts can be opened online in minutes.
Bonus Saver
Bonus interest
4.00
%
p.a.
Calculated daily, paid monthly
Bonus Saver rewards you for your good saving habits. Just make at least one deposit in a calendar month, and no withdrawals to be rewarded with bonus interest. Too easy.
Life Saver
Interest rate
4.75
%
p.a.
Calculated daily, paid monthly
Fair-go banking for those under 25. Our Life Saver is the account that grows with you, rewarding you with a competitive interest rate when you make at least one deposit per month. By opening a Life Saver under the age of 25, you can continue to use it for life.
Term Deposits
Interest rate
4.50
%
p.a.
12 months - $5,000 and over - Interest on maturity
Saving on your terms. Choose a duration that suits you and lock a portion of your savings away to earn a higher interest rate. Great if you’re saving for that long-term goal like a new home, holiday, a car, helping out your kids or planning for retirement.
Cash Management
Interest rate
0.01
%
p.a.
$20,000 - $199,999.99 Calculated daily, paid quarterly
For those that like to keep their saving simple, but still want the potential for a return on their balance. Our Cash Management allows you make deposits and withdrawals at any time without penalising your interest rate.
Banking for where you're at.
Budgeting and saving
From the basics of budgeting to saving for something big. Here's how to achieve your financial goal faster.
Money basics
Information, tools and tips to help you develop your understanding of the basics when it comes to money.
Travel
Whether you're a backpacker or a five-star traveller, our how-to guides can help you dust off your passport sooner.
Need help choosing a bank account?
Having trouble deciding which account is for you? Our amazing people are happy to help walk you through opening an account.
- Call 13 13 86
- Find a branch
Everyday Accounts FAQs
We offer a range of everyday accounts designed to meet the needs of as many customers as possible. Whether you prefer a mixture of card and cash use, or are a pure card user and want an account to park your salary, we like to think we’ve got an account that will help you make the most of your money.
Check out our range of everyday accounts.
Activating your Greater Bank Card is easy and can be done in a number of ways
Mobile App
Most of our customers choose this option as it's the easiest
- Login to our Mobile App.
- Tap on 'Activate your card' on the top right-hand side of screen.
- Follow the prompts.
Online
- Simply Logon to Online Banking.
- Click Card Maintenance and select your account from the menu.
- Complete the security and verification procedures.
Phone
You can give us a call on 13 13 86 and one of our friendly staff can activate your card for you.
Branch
Drop into your nearest branch.
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To open an Everyday account online (Ultimate Access or Access Account), you must be a permanent resident of Australia, over the age of 18, and have an Australian address. If you don’t already bank with us, iIn order to verify your identity, you'll need any two of: your current Australian driver licence, Medicare, or passport. To open a Retirement Plus Account, visit our friendly staff at your local branch. T&Cs, fees, charges and eligibility criteria apply. |
Savings Accounts FAQs
You’re able to view the current interest rates for Greater Bank Savings Accounts by following the links below.
- For Bonus Saver, Life Saver and Cash Management Account interest rates – click here.
- For Term Deposit interest rates – click here.
You can view the full range of fees and charges applying to our Bonus Saver, Life Saver, Term Deposits, Term Deposits (monthly income) and Cash Management Accounts in the relevant Product Schedule PDFs on our Disclosure Documents page below.
The way interest is paid on your Greater Bank savings account depends on the type of account you choose.
To find out how interest is paid on your account, please take the time to review the relevant Product Schedule, available via the link below:
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Anyone can open a Greater Bank Bonus Saver or Term Deposit Account online provided that you:
You can open a Life Saver Account online provided you meet the above criteria, and are also under the age of 25. To open a Life Saver Account under the age of 16 or to open a Cash Management Account, visit our friendly staff at your local branch. T&Cs, fees, charges and eligibility criteria apply. |
Handy banking tools
Income tax calculator
Especially handy when your budget is tight and you need to make every dollar count.
We're here to help
~ Greater Bank and Newcastle Permanent are both parts of Newcastle Greater Mutual Group Ltd, a single ADI. Therefore, a single $250,000 limit will apply to the aggregate balance of any eligible accounts held with Greater Bank and Newcastle Permanent.
Transaction fees may apply if the fee allowance is exceeded. For full terms, conditions, fees and charges on Everyday Account, see the relevant Product Schedules.
Transaction fees may apply if the fee allowance is exceeded. For full terms, conditions, fees and charges on Savings Accounts and Term Deposits, see the relevant Product Schedules.
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