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Transaction accounts designed for:

Everyone

Our Access Account is designed to make banking simple. Packed with lots of the good stuff, like convenient access to your money, and less of the not-so-good stuff like account keeping fees.

Adults and young adults

By making an Ultimate Access Account your main account, you can say goodbye to transaction fees by making sure your deposits each month exceed $2,000.

55+ and retired

We understand that when you turn 55, your banking needs may change. Our Retirement Plus Account strikes the right balance between an everyday account and a savings account.

Great features of your Greater Bank account

Feel supported by our branch network across NSW and QLD and our Hunter Based call centre.
24/7 access to your money with a Visa debit card and you'll benefit with Visa Zero Liability.
Fast and secure payments with Osko®, PayID® and BPAY®
Use Greater Bank, Newcastle Permanent and any of the big 4 ATMs for free.
Pay your way with a Digital Wallet: Google Pay™ or Apple Pay.
Easy access to your money through our app and online banking.

Compare our Everyday Accounts

Compare 3 products
Ultimate Access Account
Want full functionality and no transaction fees? If you can meet the minimum monthly deposit, this ones for you.
Access Account
A fully functional transaction account with all the great features, no account fees, and a monthly transaction allowance.
Retirement Plus
For over 55's who want to manage their everyday spending, whilst being eligible to earn interest on the balance. A win-win.
Interest rate 2.20 % p.a.
For portions of your balance above $100,000.00. Calculated daily, paid monthly
Key Features
Deposit at least $2,000 in a month (like your salary) and avoid transaction fees with full access to your money 24/7.
Key Features
A convenient everyday transactional account with full access to your money 24/7.
Key Features
With a monthly fee allowance, you can spend and save with flexibility.
Avoid transaction fees when you deposit at least $2000 a month
Interest calculation
No account-keeping fees^
Transaction fees only apply after Fee-Free allowance and Rebates are exhausted in any month.
Interest calculated daily, paid 6-monthly.
No account-keeping fees^
Transaction fees only apply after Fee-Free allowance and Rebates are exhausted in any month.
Interest calculated daily, paid monthly.
No account-keeping fees^
Learn more Learn more Open in branch Learn more

Get started now

Open an account

Whether you're currently banking with us or not, opening an account of your choice online is easy and takes just minutes.

Have some details handy

To make account opening a little easier, there's a few things you'll need to have handy below.

Activate your card

Once you receive your VISA Debit Card, securely activate it online and you're good to go!

Can't quite find what you're after?

Got a question?

Maybe you’re not alone. Our FAQs answer some of the more common banking questions we get asked.

Frequently asked questions

Drop into a branch

Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.

Find a branch

Get in touch

Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST.

Call 13 13 86

^ Other fees and charges may apply. Refer to the relevant Product Schedule for further information.

Any advice is general and does not take into account your objectives, financial situation or needs. You should consider whether the product is suitable for you and your personal circumstances.

Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992, Australian Financial Services Licence/Australian credit licence 238273 

Transaction fees may apply if the fee allowance is exceeded. For full terms, conditions, fees and charges on an Access Savings account, see the relevant Product Schedule.

Apple Pay Terms of Use.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries and regions. *For a list of compatible Apple Pay devices, see support.apple.com/en-us/HT208531 

Google Pay Terms of Use.
Google, Google Pay, Android, Google Wallet, Google Play and the Google Play logo are trademarks of Google LLC.

PayID is a registered trademark of NPP Australia Limited. Osko by BPAY and BPAY are registered to BPAY Pty Ltd ABN 69 079 137 518. You should review the relevant payment facility terms and conditions available on our website before deciding whether a service is appropriate for your personal circumstances. 

Visa’s Zero Liability policy covers Australian and New Zealand issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their card-issuer promptly of any unauthorised Visa use.