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Ultimate Access Account

Not to brag, but if you prefer to go cashless and shop using your card, the clue’s in the name here. If you make this your main account, you can say goodbye to transaction fees by making sure your deposits each month exceed $2,000.

No monthly account-keeping fees.^
Visa Debit Card compatible with Apple Pay, Google Pay™ and Visa PayWave.
No transaction fees when you deposit $2,000 in the month.
View Ultimate Access

Access Account

If you still prefer a mixture of cash and card use, our Access Account is the great all-rounder. Lots of the good stuff, like convenient access to your money, and less of the not-so-good stuff like account keeping fees.

No monthly account-keeping fees.^
Visa Debit Card compatible with Apple Pay, Google Pay and Visa PayWave.
View Access Account

Retirement Plus

Interest rate 0.15 % p.a.
$50,000 - $99,999.99 Calculated daily, paid monthly

We understand that when you turn 55, your banking needs may change. Our Retirement Plus Account strikes the right balance between an everyday account and a savings account. It rewards you with higher interest dependent on your balance, while still giving you convenient access to your money.

Higher interest rate on your balance with interest calculated daily, paid monthly.
No monthly account-keeping fees.^
Visa Debit Card^ compatible with Apple Pay, Google Pay and Visa PayWave.
View Retirement Plus

Compare our Everyday Accounts

Compare 3 products
Ultimate Access Account
Not to brag, but if you prefer to go cashless and shop using your card, the clue’s in the name here. If you make this your main account, you can say goodbye to transaction fees by making sure your deposits each month exceed $2,000.
Access Account
If you still prefer a mixture of cash and card use, our Access Account is the great all-rounder. Lots of the good stuff, like convenient access to your money, and less of the not-so-good stuff like account keeping fees.
Retirement Plus
We understand that when you turn 55, your banking needs may change. Our Retirement Plus Account strikes the right balance between an everyday account and a savings account. It rewards you with higher interest dependent on your balance, while still giving you convenient access to your money.
Interest rate 0.15 % p.a.
$50,000 - $99,999.99 Calculated daily, paid monthly
Key Features
Fully functional everyday account with card, ATM, cheque, branch, Online Banking and Visa International access all available.
Deposit at least $2,000 in a month (like your salary) and avoid transaction fees with full access to your money 24/7.
Interest Calculation - N/A
If the monthly deposits to the account don't exceed $2000, transaction fees apply.
Key Features
Fully functional everyday account with card, ATM, cheque, branch, Online Banking and Visa International access all available.
A convenient everyday transactional account with full access to your money 24/7.
Interest calculated daily, paid 6-monthly.
Transaction fees only apply after Fee-Free allowance and Rebates are exhausted in any month.
Key Features
Available once you are 55 yrs of age or older. Solid rate of interest with all the features of an Everyday account.
A great all-in-one account for over 55's, with the convenience of an Everyday account, but with interest paid at good rates.
Interest calculated daily, paid monthly.
Transaction fees only apply after Fee-Free allowance and Rebates are exhausted in any month.
Visa Debit Card
Apple Pay
Google Pay
ATM Access
EFTPOS
BPAY
OSKO and PayID
Scheduled payments
Extended hours branch access
Visa Zero Liability
Verified by Visa
Account-keeping fees^
Visa Debit Card
Apple Pay
Google Pay
ATM Access
EFTPOS
BPAY
OSKO and PayID
Scheduled payments
Extended hours branch access
Visa Zero Liability
Verified by Visa
Account-keeping fees^
Visa Debit Card
Apple Pay
Google Pay
ATM Access
EFTPOS
BPAY
OSKO and PayID
Scheduled payments
Extended hours branch access
Visa Zero Liability
Verified by Visa
Account-keeping fees^
View Ultimate Access View Access Account View Retirement Plus

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Got a question about our Everyday Accounts?

We offer a range of everyday accounts designed to meet the needs of as many customers as possible. Whether you prefer a mixture of card and cash use, or are a pure card user and want an account to park your salary, we like to think we’ve got an account that will help you make the most of your money.

Check out our range of everyday accounts.

Activating your Greater Bank Card is easy and can be done in a number of ways

Mobile App

Most of our customers choose this option as it's the easiest

  • Login to our Mobile App.
  • Tap on 'Activate your card' on the top right-hand side of screen.
  • Follow the prompts.
Online
  • Simply Logon to Online Banking.
  • Click Card Maintenance and select your account from the menu.
  • Complete the security and verification procedures.
Phone

You can give us a call on 13 13 86 and one of our friendly staff can activate your card for you.

Branch

Drop into your nearest branch.

Anyone can open a Greater Bank everyday account online provided that you:

  • Are an Australian citizen or permanent resident aged 18 years or older;
  • Have an Australian residential address

Subject to Greater Bank’s eligibility criteria.

Anyone can open a Greater Bank everyday account in any of our branches provided that you:

  • Are within Australia; and
  • Have an Australian residential address.

To keep an Access account open, you must continue to have an Australian residential address.

Subject to Greater Bank’s eligibility criteria.

Opening an account with us is easy and can be done in one of three ways.

  • If you’re already a customer, registered for Online Banking, you can open an account of your choice simply by clicking on the ‘Product and offers’.
  • If you’re not a customer, or aren’t registered for online banking, you can become a customer and open an Everyday Account or Savings Account with us online in minutes.
  • You’re also able to visit your nearest branch and one of our friendly staff can help you open an account of your choice.

If you’re already banking with us and registered for online banking, we won’t require any additional information from you as we have already verified your identity.

If you’re a new customer or don’t already bank online with us, you’ll need to have your current Medicare, Australian driver’s licence or passport details so we can verify your identity.

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Frequently asked questions

Drop into a branch

Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.

Find a branch

Get in touch

Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST.

Call 13 13 86

^ Other fees and charges may apply. Refer to the relevant Product Schedule for further information.

Transaction fees may apply if the fee allowance is exceeded. For full terms, conditions, fees and charges on an Access Savings account, see the relevant Product Schedule.

Android and Google Pay are trademarks of Google LLC. Read the Google Pay Terms and Conditions.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Touch Bar is a trademark of Apple Inc.

Pay ID™ is a trademark of NPP Australia Limited ABN 68 601 428 737. Osko by BPAY® and BPAY® are registered to BPAY Pty Ltd ABN 69 079 137 518. You should review the relevant payment facility terms and conditions available on our website before deciding whether a service is appropriate for your personal circumstances.