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Great Rate Home Loan

Interest rate 2.39 % p.a.
Comparison rate 3.17 %^ p.a.
#Discount 5 year fixed, owner occupied, new borrowings.

A great low rate, and no ongoing fees, ever! Simple.


  • No establishment fee
  • No ongoing fees


  • Flexible repayments
  • Free online redraw facility


  • Discounted rates available#

Compare Home Loan Rates We have some of the lowest home loan rates in Australia!

Rates are effective as at 9am Thursday 13/05/2021
Great Rate Home Loan Discounted Rate ($150K & LVR ≤85%) # Comparison Rate
1 Year Fixed 2.19% p.a. 3.88% p.a.
2 Years Fixed 2.29% p.a. 3.74% p.a.
3 Years Fixed 2.39% p.a. 3.63% p.a.
4 Years Fixed 2.79% p.a. 3.64% p.a.
5 Years Fixed 2.69% p.a. 3.51% p.a.
Variable 4.04% p.a. 4.05% p.a.

For full list visit our Home Loan Interest Rate page.

Our awards


Great Rate Home Loan (5 year fixed)


Money magazine - Home Lender of the Year 


Home Lender Bank of the Year

Make a Home Loan enquiry

Want to know more or to apply? Contact us online today!

*Conditions fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria. Greater Bank Limited ABN 88 087 651 956. AFSL/Australian Credit Licence No. 237476. Rate available for owner occupiers with principal and interest repayments. ^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. #Discounted rates include a discount on our Great Rate Home Loan and Ultimate Home Loan (applications of $150,00 or over) and Home Loans with an LVR 80% or below and applies to new loans only. Does not apply to additional borrowings. Maximum Loan to Valuation Ratio quoted for owner occupied loans only. All new interest only home loans attract a 0.10% p.a. margin above the applicable principal and interest base rates. View our Terms and Conditions.
#Discounted rates include a discount on Home Loans of $150,000 or over and Home Loans with an LVR 80% or below and applies to new loans only (Line of Credit facilities excluded). Does not apply to additional borrowings.