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Greater Bank's Great Rate Home Loan

Great Rate Home Loan

Interest Rate 5.94 %# p.a.
Comparison rate 5.95 %^ p.a.
#Discount variable rate, owner occupied, principal and interest

A great low rate, and no ongoing fees! Simple.

Refinance in as little as 72 hours

If you have a home loan but would like to switch and save, with FASTRefi® we can have you refinanced and saving within days.

This can give you access to a lower rate sooner.

What's more, to switch you don’t even have to talk to your current lender.

Chat with our Home Loan Experts about FASTRefi® and owning your home sooner.

Calculate your Repayments

Make a Home Loan Enquiry

Want to find out more or to apply? Contact us online today!

Our home loans are turning heads

2020

Great Rate Home Loan (5 year fixed)

2019

Money magazine - Home Lender of the Year 

2019

Home Lender Bank of the Year

Important details:

*Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria.

Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992 Australian Financial Services Licence/Australian credit licence 238273 

++ $2,000 cashback for loans ≥$250,000 with LVR of less than or equal to 80%, or $3,000 cashback for loans ≥$500,000 with LVR of less than or equal to 80%,. Applications must be submitted by 31/05/2024 and funded by 31/08/2024. Only one (1) Cashback Payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions. Terms, conditions, fees, charges and credit criteria apply.

~At the end of the fixed rate period customers can choose to re-fix their loan for another fixed rate period or let the loan revert to the applicable variable interest rate based on the loan and repayment type.

^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

#Discounted rates include a discount on Home Loans of $150,000 or over and for owner occupied Home Loans with an LVR 80% or below and for investment Home Loan with an LVR 80% or below and apply to new borrowings only. Discounted rate not available for Line of Credit facilities.

+ Additional costs may apply to fixed rate loans.

All new interest only home loans, attract a 0.10% p.a. margin above the applicable Principal and Interest base rate. All new Line of Credit home loans, attract a 0.10% p.a. margin above the applicable Line of Credit base rate. The all up interest rate which includes any margins, will be set out in your credit contract.

FASTRefi® is a registered trademark of First American Title Insurance Company of Australia Pty Limited ABN 64 075 279 908.