Skip to Main Content

Why choose Allianz Insurance through Greater Bank?

For over 100 years, Allianz has been helping Australians with their insurance needs. By choosing Allianz Insurance through Greater Bank you enjoy great cover along with the added convenience of securing your Home and Contents, Landlord or Comprehensive Motor Insurance in one place, at the same time.

Allianz Home and Contents Insurance

  • Save up to 10% on your first year’s premium when you quote and buy a new policy online.1,2 Plus, save up to 10% when you buy both Buildings and Contents cover under the one policy. 1,3
  • Moving house cover – at new & old address4
  • Cover for fire5, storm5 & theft
  • You may qualify for up to 30% no claim bonus1,6
  • Covers temporary accommodation up to 10% of your buildings/contents sum insured, up to 12 months if your home can’t be lived in due to damage by an insured event7
  • Up to 90 days’ building settlement cover when you purchase your new property;8
  • If you’ve insured your contents and your cat or dog is injured in a road accident, we’ll pay up to $500 in any one period of insurance for related veterinary expenses. No excess applies.
  • If you have Buildings cover and your building is totally destroyed and needs to be rebuilt, we’ll help with the costs to install environmental systems such as rainwater tanks and solar power systems (up to $5,000 after deduction of any government or council rebates).

Allianz Landlord Insurance

  • Quote and buy a new policy online & save up to 10% on your first years’ premium1,2
  • You may qualify for up to 30% no claim bonus1,6
  • Cover for Fire5, Storm5 & Theft
  • Rental costs after an insured event - If your buildings are damaged by an insured event, and can’t be lived in by your tenant, or access to or use of the buildings is not possible for at least 7 days after an insured event Allianz will pay for your loss of rent on the buildings for up to 12 months9
  • Up to 90 days’ building settlement cover when you purchase your new property;8
  • Up to $20 million legal liability cover for payment of compensation relating to death, bodily injury or illness, and/or physical loss of or damage to property;.10

Allianz Comprehensive Motor Insurance

  • Choose your own repairer11
  • Up to 10% discount on your first years’ premium when you quote and buy a new comprehensive car insurance policy online1,2
  • Enjoy up to 10% safe driver discount1,12
  • Rental car after theft of vehicle for up to 30 days ($100 per day limit)
  • We’ll pay to replace any damaged or stolen child seat or baby capsule in your car at the time of a covered incident (up to $500 per claim) unless the car itself isn't damaged or stolen.
  • Cover for accidental damage, fire5, flood5, theft and storm5 (including hail damage).
  • We'll reimburse you for the costs of travelling from the scene of the accident or to or from the repairer or rental car provider (up to $500)
  • We guarantee the repairs we have authorised, for as long as you own or lease your vehicle
  • When you have a covered accident, we'll cover the reasonable costs of towing to the nearest place of safety from anywhere in Australia.

Here when you need us

Get in touch

Call us Monday to Friday
8:00am to 6:00pm
and
Saturday 8:00am to 1:00pm AEST

Call 13 13 86

Drop into branch

Find your nearest branch or ATM using our locator

Find a branch

Send us a DM

Use Facebook Messenger to get in touch when it suits you.

Message us

Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992 Australian Financial Services Licence Number/Australian credit licence 238273 arranges this insurance as agent of the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS License No 234708 (Allianz).

Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement and key fact sheets available from www.greater.com.au/personal/insurance/ or by calling 13 13 86. TMD available by calling 13 13 86.

*$150 eGift card will be issued for each new Home or Landlord (including building cover)or Comprehensive Motor Insurance policy taken out through Greater Bank between 25/03/2024 and 19/05/2024. The eGift card will be issued by True Rewards Pty Ltd (ABN 80 632 364 759) on behalf of Greater Bank. Greater Bank may withdraw or amend this offer at any time without notice. Full terms and conditions, including eligibility criteria, available at www.greater.com.au.

1Minimum Premiums:If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means any subsequent discount will be applied to the reduced premium amount after applying any prior discounts and the effect of the subsequent discount will be reduced.  For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to taxes or government charges. Discounts do not apply to optional covers for Domestic Workers Compensation / Landlord Workers Compensation, and may not apply to other optional covers (if available and selected). Any discounts/entitlements may be subject to rounding and may only apply to the extent that any minimum premium is not reached.

2 (Home) Online discount: When you quote and buy a new home insurance policy online, a discount of up to 10% is applied to your first year’s premium including the following optional covers (if selected); Accidental damage, Flood, Motor Burnout and Portable Contents. This discount is not applied on renewal.

(Landlord) When you quote and buy a new Landlord insurance policy online a premium discount of up to 10% is applied to your first year’s premium including the optional covers (if selected) Flood & Rent Default and Theft by Tenant. This discount is not applied on renewal.

3Combined Discounts:A discount of up to 10% is applied to your premium when you combine Buildings and Contents covers on one Home Insurance policy, including for the following optional covers (if selected): Motor Burnout and Accidental damage cover. The combined discount does not apply to Landlord policies, Flood or Portable contents optional covers.

4Cover when you’re moving house: When you have contents cover, Allianz will cover your contents for loss or damage caused by an insured event both at your new and old address for up to 14 days after you first start to move. No cover is provided for loss or damage whilst contents are in transit (unless you have Accidental damage cover).

572 hour waiting period: We may not provide cover for any loss of or damage to your property caused by cyclone, flood, grassfires and bushfires, during the first 72 hours after you first purchase a policy or increase your cover under an existing policy. Refer to PDS for when exclusion periods apply.

6(Home) Up to 30% No Claim Bonus: When you take out a new policy, we calculate your No Claim Bonus based on your Home Insurance claims history. To qualify for the maximum No Claim Bonus of 30%, Home Insurance customers must’ve had no Building or Contents insurance claims in the preceding five years. Customers who have had claims may still qualify for a reduced No Claim Bonus.

After each claim-free year, the No Claim Bonus applied to your renewal premium will be increased by 10%, to a maximum of 30%. However, for every claim you make in a year, the No Claim Bonus applied to your renewal premium will be reduced by 10% to a minimum of 0%.

The No Claim Bonus is applied to some optional covers if selected; Motor Burnout and Accidental Damage, but not Flood or Portable Contents cover.

(landlord) Up to 30% No Claim Bonus
When you take out a new policy, we calculate your No Claim Bonus based on your Landlord Insurance claims history. To qualify for the maximum No Claim Bonus of 30%, Landlord Insurance customers must’ve had no landlord claims in the preceding three years. However, customers who’ve had claims may still qualify for a reduced No Claim Bonus.
After each claim-free year, the No Claim Bonus applied to your renewal premium will be increased by 10% to a maximum of 30%. However, for every claim you make in a year, the No Claim Bonus applied to your renewal premium will be reduced by 10% to a minimum of 0%.
The No Claim Bonus doesn’t apply to optional cover Flood, if selected, but is applied to Rent Default and Theft by Tenant (if selected).

(Comprehensive Motor) Up to 30% No Claim Bonus

The online discount applies to new comprehensive Motor Insurance policies only. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise). Promotional or other discounts may apply from time to time for customers who apply for insurance via other methods.

7Alternative accommodation for you and your pets: If your Building or Contents are damaged by an insured event during the period of insurance to such an extent that you can’t live in your home buildings, Allianz pay the additional costs for temporary accommodation for you up to 10% of the building or contents sum insured (as applicable) and up to $500 for temporary accommodation for your pets in a commercial boarding establishment. This benefit applies up to a maximum of 12 months.

8There is no premium payable for Building settlement cover. Building settlement cover is available if you enter into a 12-month Home/Landlord insurance policy with Buildings cover (12-month policy) with Allianz in connection with the purchase of a residential home/investment property. It is not available for land-only ownership or Strata Title properties. Cover is subject to normal underwriting terms and is offered subject to your eligibility for Home or Landlord Insurance. It provides cover for your home building from the date Allianz agrees to enter into the 12-month policy with you and expires on the date of settlement of your home as nominated by you. This period cannot exceed 90 days and will be shown as the building settlement cover period on your schedule. Building settlement cover is provided on the same terms, conditions, limits and exclusions of your Home or Landlord (as applicable) insurance policy (which are set out in the buildings cover section of the Product Disclosure Statement (PDS), and any Supplementary PDS provided and your policy schedule) during the building settlement cover period shown on your schedule. For both Home and Landlords insurance neither Contents cover nor any of the optional covers applies during the building settlement cover period shown on your schedule. If these are shown as covered on your schedule, they will apply from the effective date of your 12-month policy shown on your schedule. Landlord contents which is provided as an additional benefit under Buildings cover is not excluded (Landlord policies only). The 12-month policy will commence immediately following the expiry of the building settlement cover period shown on your schedule. Once the policy is purchased, the expiry date of your Building settlement cover and the commencement date of your 12-month policy cannot be changed unless agreed to by Allianz in writing (acting reasonably). You must consider whether you need insurance for your settlement period as this varies from state to state and may also depend on the terms of your contract for sale of property and if so whether the building settlement cover meets your needs. Home Buildings settlement cover does not provide cover for contents, which include curtains, carpets, and blinds, you should consider whether you require cover for your contents during this period and for Landlord settlement cover whether Landlord Contents is sufficient. Please seek independent advice to ensure that you are adequately covered at the appropriate time.

9 If you have buildings cover or if your building is part of a strata title development and you have contents cover only.

10Up to $20m legal liability cover. Provides cover if you’re found liable to pay compensation to someone for up to $20 million for payment of compensation relating to death, bodily injury or illness, and/or physical loss of or damage to property caused by an accident (or series of accidents).

11Allianz may agree with you to use a repairer (other than the one you selected), or pay you reasonable repair costs. We will act reasonably in doing so.

12Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%. For more information see our PED guide