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Business Optimiser Account

Business Optimiser

Interest aate 0.01 % p.a.
Balances of $0 - $19,999.99

Our Business Optimiser Account gives you the best of both worlds. It’s flexible enough to handle your day-to-day banking needs, but smart enough to offer a higher interest rate on your savings so your money continues to grow.

Why choose our Business Optimiser Account?

Helps you earn interest on your balance while providing you the flexibility to manage your money every day.
Low fees, including no monthly account keeping fees.
Tiered interest rates with interest calculated daily and paid quarterly.
Direct Debit Facility – collect regular payments without lifting a finger.
Third Party Payment Service – use Internet Banking to make singular or batch business payments
EFTPOS Facilities, with online statements available.
Pay your way – set up your digital wallet to make purchases using Apple Pay and Google Pay™.
Free internet & mobile banking with real-time payments via Osko® and PayID™.
A Visa Debit Card with Visa PayWave.
Access to BankLink and Xero.
Rates are effective as at 9am Sunday 26/09/2021

Business Optimiser Interest Rates

Business Optimiser Account $0.00 - $19,999.99 $20,000.00 - $199,999.99 $200,000.00 - $499,999.99 $500,000.00+
Variable 0.01% p.a. 0.01% p.a. 0.01% p.a. 0.01% p.a.

Fees and Charges 

Depending on your balance you may pay little or no fees. All details can be found in the Business Access Product Schedule below.

What can the account be used for?

Everyday business transaction account with higher interest including access via mobile and internet banking.

Who can open a Business Optimiser account?

Any business entity inclusive of partnerships, sole traders and companies established in Australia can open a business access account.

Can’t quite find what you’re after?

Ready to get started?

Start a conversation with one of our Business Banking specialists today by sending us a few quick details.

Enquire Now

Drop into a branch

Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.

Find a branch

Get in touch

Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST

Call 13 13 86

View our Business Account Interest Rates. View our Product Disclosure Documents

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PayID is a trademark of NPP Australia Limited. ® Registered to BPAY Pty Ltd ABN 69 079 137 518. You should review the terms and conditions and consider whether the Osko and Pay ID service is appropriate for your personal circumstances.