*You need to make $2000 in external deposits each calendar month, otherwise you will be charged transaction fees. ^Email alerts are free to all customers. SMS alerts (including Direct Debit SMS) are $0.20 per alert. Visa Secure (formally known as Verified by Visa) adds an extra layer of security when you shop online with participating retailers. Please see our website for more details or you can read more information about Visa Secure on Visa's website. This information is general only.