Switch to a great rate and score up to $2,500 cashback!
Interest rate
5.49
%#
p.a.
Comparison rate
5.50
%^
p.a.
#Great Rate Discount Variable, owner occupied, principal and interest
For a limited time, switching to Greater Bank could score you up to $2,500 cashback++
++For eligible owner-occupied and investment home loans, paid into your account. T&Cs and credit criteria apply.
First home buyers - get up to $2,500++ cashback
Start smart with $2,500 cashback when you buy your first home. Let your local lending expert help you buy your first home sooner.
++ For eligible owner-occupied home loans, paid into your account. T&C's and credit criteria apply
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Latest news
Statement on RBA cash rate announcement
Following the RBA’s decision on Tuesday to reduce the Official Cash Rate by 0.25% from 4.10% to 3.85% p.a. Greater Bank will also reduce rates for variable loans by 0.25% p.a. effective 30 May 2025
$125k of financial abuse debts waived through Illawarra money clinic
More than 130 women in the Illawarra region have received vital support and financial guidance over the past year
Greenhouse program to grow learning and local impact in Southeast Queensland schools
A new partnership between Food Ladder and NGM Group’s Greater Charitable Foundation is opening the door for schools across Southeast Queensland.
Funding win brings sensory room to Ngaruki Gulgul Central School
A purpose-built sensory room is on the horizon for Ngaruki Gulgul Central School thanks to Greater Bank’s Greater Central Coast Community Funding Program.
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*Conditions, fees and charges apply to all loans. Subject to meeting Greater Bank's lending criteria.
Greater Bank, part of Newcastle Greater Mutual Group Ltd ACN 087 651 992, Australian Financial Services Licence/Australian credit licence 238273
++$2,000 cashback for loans ≥$250,000 or $2,500 cashback for loans ≥$500,000. Only one (1) Cashback Payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions. Terms, conditions, fees, charges and credit criteria apply.
#Discounted rates include a discount on Home Loans of $150,000 or over and for owner occupied Home Loans with an LVR 80% or below and for investment Home Loan with an LVR 80% or below and apply to new borrowings only. Discounted rate not available for Line of Credit facilities.
+Additional costs may apply if your loan has a fixed rate.
^Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
All new interest-only home loans, attract a 0.10% p.a. margin above the applicable Principal and Interest base rate. All new Line of Credit home loans, attract a 0.10% p.a. margin above the applicable Line of Credit base rate. The all-up interest rate which includes any margins, will be set out in your credit contract. View our Terms and Conditions.
^^Other fees and charges may apply. Refer to the relevant Product Schedule for further information.
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