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^ Owner Occupied Rates: Home Loan Comparison rate is based on $150,000 over 25 years. Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. Discounted rate includes a discount on our Great Rate Home Loan and Ultimate Home Loan (applications of $150,000 or over) and Home Loans with an LVR 80% or below and applies to new loans only (Line of Credit facilities excluded). Does not apply to additional borrowings. Interest only facilities, including new Line of credit facilities, will attract a 0.10% p.a. premium above disclosed Principal & Interest rates applicable to existing facilities. Existing facilities are unaffected. View our Home Loan Key Fact Sheet.

* Instalment premiums – If you choose to pay your premium by instalments you do not pay us any more than if you pay your premium in one lump sum annually. The premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Note: Your financial institution may apply transaction fees to instalment payments.