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Personal Loan Interest Rates

Greater Bank’s Personal Loans are designed to help you get what you want sooner. We offer great value, our loans are easy to use, and we’re confident we’ve got the right Personal Loan to suit your needs.

Check out Greater Bank's range of Personal Loan Interest Rates and see how we measure up.

Rates are featured for our New Car Loan, Secured Personal Loan and Unsecured Personal Loan.


Rates are effective as at 9am Tuesday 21/09/2021
New Car Loan - terms up to: Interest rateˇ Comparison rate^
7 Years Fixed 4.98% p.a. 5.36% p.a.
Rates are effective as at 9am Tuesday 21/09/2021
Secured Personal Loan - terms up to: Interest rate Comparison rate^
7 Years Fixed 5.99% p.a. 6.37% p.a.
Rates are effective as at 9am Tuesday 21/09/2021
Unsecured Personal Loan - terms up to: Interest rate Comparison rate^
5 Years Fixed 8.95% p.a. 9.34% p.a.

Find out more about our Personal Loans

New Car Loan

Interest Rate 4.98 % p.a.
Comparison rate 5.36 %^ p.a.
Secured - Fixed rates for 1-7 years
Don’t wait to get behind the wheel – our fixed rate new car loan offers great value rates, low fees and can be approved in as little as 24 hours*.

Secured Personal Loan

Interest rate 5.99 % p.a.
Comparison rate 6.37 %^ p.a.
Secured - Fixed rates for 1-7 years
Our fixed rate personal loans let you stay in control with fixed repayments for the life of the loan. Great for purchasing used cars, renovating a buying that new caravan or boat for a holiday.

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Call us Monday to Friday 8:00am – 6:00pm and Saturdays 8:00am – 1:00pm AEST.

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Comparison Rate Schedules are available at your local branch.

# Fees, charges, terms & conditions apply to all loans. A caravan, boat or motorbike offered as security must be brand new and purchased from an authorised dealer and a used car up to 7 years old can be offered as security. ^ Personal Loan comparison rates are based on $30,000.00 for a term of five (5) years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are subject to change without notice. Conditions apply. Please read our Terms and Conditions for more information.

ˇTo qualify for New Car Loan interest rate, the loan must be to purchase a new car, van, utility, 4-wheel drive for personal use. Demonstrator vehicles with less than 5000 kms on the odometer will be categorised as New for this purpose. Vehicles purchased second hand, refinanced, boats, motor cycles, caravans and trailers will not qualify for Secured Car Loan rate. All existing Personal Loan fees, conditions and processes apply