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UItimate Access Account
We tried not to brag when naming this account. But, if you’re able to deposit more than $2,000 into this account each month (like your salary), it really is our ultimate in everyday transaction accounts. If you use your account every day, you want to avoid transaction fees and you want unlimited access to your money, you’re probably in the right place.
Already a customer banking online with us?
Save time and open an Ultimate Access Account using your online banking details. Not registered? Phone 1300 651 400.
$2,500 is the daily withdrawal limit over the counter at Greater Bank branches.
$2,000 is the daily limit for Osko by BPAYⓇ transactions in Online Banking.
$1,500 is the daily withdrawal limit for ATM or EFTPOS transactions per card. Keep in mind, EFTPOS withdrawals are included in the daily withdrawal limit, unless you select to use Credit or Visa PayWave.
You have a number of options when paying for things online.
When transferring money or paying bills, you can of course use online banking. Payments can be made using OSKO by BPAY, using a BSB and account number, or using BPAY.
When making online purchases, you’re able to use your Greater Bank Visa card details, such as your card number, name, card expiry details and CVC number (located on the rear of your card). Just be sure that you’re always making purchases through secure websites. Learn more about this in our Security section.
You also have the option to use Google Pay to make purchases online with participating retailers. Your details will remain securely stored and the transaction will take place as a Google Pay payment. If a secure purchasing website offers Google Pay payments, simply follow the prompts.
You can also make online payments easy by registering for Click to Pay with Visa. This service allows you to securely store your card details so you don’t have to remember your card details constantly. Find out more about Click to Pay with Visa here.
You have a number of options when paying for things in-store.
Of course, cash is always an option for payments, and you can use your Greater Bank Visa card at any Greater Bank or major bank ATM Australia-wide to withdraw cash fee-free. Find an ATM near you here.
To make an EFTPOS purchase by swiping or inserting your Visa card, simply verify the purchase amount on the EFTPOS terminal, swipe or insert your card, select the account you’d like to use funds from, enter your PIN, and that’s it.
To make in-store purchases using contactless card technology, simply verify the purchase amount on the EFTPOS terminal and hold your card within 2cm of the terminal. Wait for the terminal to beep and verify that the transaction has been completed. In some instances you may be asked to enter your card PIN.
In-store purchases can also now be made using your smartphone or wearable device digital wallet. Greater Bank Visa card holders are able to upload their card details and use Google Pay at EFTPOS terminals Australia-wide. To do this, simply verify the purchase amount on the EFTPOS terminal and hold your phone or smart-device within 2cm of the terminal and wait for the beep. This will signal that the transaction has been completed.
Scheduled Payments (sometimes referred to as EasyPay) allow you to take the guesswork out of your regular payments. Within Online Banking, you’re able to create payments to other Greater Bank accounts, and to accounts with third-party financial institutions, and you’re also able to set these payments up so they’ll occur regularly according to your needs. Here’s How it’s done:
Log into Online Banking or our App, click Transfer between my accounts or PayAnyone.
Select the account you wish to transfer money from.
Select the account you wish to transfer money to.
Enter your amount in $AUD.
Select the frequency of your payment. If it’s to be a one-off, just click ‘NOW’. If you want the payment to occur later, click ‘LATER’.
Select whether you want to send the payment as an Osko (real time) payment or as a traditional transfer, which can take up to two business days.
If you want the payment to be a one off, just select the start date of your payment, and a frequency of ‘ONCE’.
If you want your payment to become a recurring payment, select the frequency of your payment (weekly, fortnightly, etc) and select a payment stop date (further notice or selected date)
If you’re processing a payment to a payee you’ve never used before, you’ll be prompted to enter your one-time SMS password, which will be sent to the mobile phone we have on file for you. If you do not receive a code, just give us a call on 1300 651 400, and we’ll help in processing your payment.
^ Other fees and charges may apply. Refer to the relevant Product Schedule for further information.
No transactions fee apply if you deposit $2,000 or more into your account in a calendar month. Other fees and charges may apply. See the Ultimate Access Product Schedule for full terms, conditions, fees and charges. No interest applies to the Ultimate Access Account. Please read the Ultimate Access Account Product Schedule and the Banking General Terms and Conditions for more information.
PayID is a trademark of NPP Australia Limited. ® Registered to BPAY Pty Ltd ABN 69 079 137 518. You should review the terms and conditions and consider whether the Osko and Pay ID service is appropriate for your personal circumstances.