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Visa Credit Card - Greater Bank

Visa Credit Card

Interest rate 9.95 % p.a.
Variable

We prefer to keep our credit cards simple. We’ve taken all the basics you’re after in a credit card and done them well. A great value low interest rate, low fees and secure, convenient purchasing.

Why choose our Visa Credit Card?

One simple card with a competitive low interest rate.
The same interest rate applies for card purchases and cash advances.
Up to 55 days interest-free on your card purchases, provided you pay the full balance shown on your statement each month.
A low annual fee.
Cards can be added to your digital wallet to use with Apple Pay and Google Pay™.
Worldwide secure acceptance using the Visa network.
Convenience of Visa payWave, Click to Pay with Visa, Visa Secure, BPAY and Visa Offers.
Temporarily lock your card if you suspect it’s been lost or stolen.
Manage your card anywhere, anytime through online banking or our mobile app.
Pay and get paid faster with Osko® and PayID™.

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Rates are effective as at 9am Monday 10/05/2021

Visa Credit Card Interest rates

Visa Credit Card Interest rate
Variable 9.95% p.a.
Cash_advance 9.95% p.a.
Purchase 9.95% p.a.

Fees and charges

Annual Fee $49*
Foreign currency conversion fee 3.00%
 

*The next annual fee will be waived if a minimum of $12,000.00 is spent annually.

The above are a selection of our fees only. Additional Fees and Charges may apply. For further information please view the Consumer Credit Card Terms and Conditions, Credit Card Key Fact Sheet and Lending Products Product Schedule.

What can the card be used for?

Our Visa Credit Cards can be used for any worthwile purchase, up to your individual card limit.

Who can apply for a Visa Credit Card?

Anyone can apply for a Visa Credit Card with us, provided that you:

  • Are 18 years of age or older and reside within NSW, QLD or ACT
  • Earn an income in excess of $20,000 p.a. and you have a satisfactory credit history
  • Are an Australian permanent resident

Card Management

Increase your Credit Card Limit

Need to access an increased limit on your Greater Bank Visa Credit Card? No problem.

You can apply for an increase through Online Banking, or by completing and returning our application form below.

Increase card limit

Decrease your Credit Card Limit

Need the limit decreased on your Greater Bank Visa Credit Card? We can help with that!

Request a decrease online below, or through Online Banking, our Mobile App, or in any of our branches.

Decrease your card limit

Close your Credit Card

Want to close your Greater Bank Visa Credit Card? Here's how.

Request a card closure online below, or through Online Banking, our Mobile App, or in any of our branches.

Close your card

Got a question about our Visa Credit Card?

Activating your Greater Bank Card is easy and can be done in a number of ways

Mobile App

Most of our customers choose this option as it's the easiest

  • Login to our Mobile App
  • Tap on 'Activate your card' on the top right hand side of screen
  • Follow the prompts

Online

  • Simply Logon to Internet Banking
  • Click Card Maintenance and select your account from the menu
  • Complete the security and verification procedures

Branch

Drop into your nearest branch

Yes, you can change your PIN via Greater Bank's Online Banking, Mobile App or ATM network by selecting the PIN Change option.

If changing your PIN via the ATM Network you must know your current PIN to be able to change it.

You should ensure that only you know your PIN and be mindful when choosing a new PIN. i.e. avoid a PIN that contains repeating digits such as 9999, or digits in a sequence such as 1234 or numbers that represent information others may know about you such as birthday, year of birth or address.

Whether your card has been lost or stolen, or it is simply a little worse for wear, you need to get in touch with Greater Bank as soon as possible to organise a replacement.

  • If your card has been lost or stolen please call 1300 731 144
  • If you are simply after a replacement card, call 1300 651 400
  • You can also request a replacement card via sending us a secure mail within Online Banking.
  • Alternatively, drop into your nearest branch

You can apply for a limit increase in a number of ways:

  • You can apply through Online Banking if you are already a registered Online Banking user.
  • You can also visit any Greater Bank branch and our staff will be able to assist.

1. Stop your card by locking or cancelling your card

As soon as you realise your card is missing it’s important to either lock, block or cancel your credit card. You can do this easily via the Greater Bank App, Internet Banking or online. You can also call our Contact Centre on 1300 651 400 during business hours or visit any of our branches.

2. Review the transactions on your statement

It is a good idea to regularly review your monthly transaction on your statement. We are here to help if you want to dispute a transaction.

3. Update your regular payments

If you’ve been issued with another card make sure you update any regular bill payments you might have set up. Some standard ones are Netflix, Spotify, Apple accounts, Phone, Gas and Electricity.

More FAQs

How we can help?

More how-to guides

Visa Offers

Be rewarded for using your Greater Bank Visa card! Enjoy exclusive deals, discounts and offers by simply using your Greater Bank Visa Credit and Debit card.

Can't quite find what you're after?

Got a question?

Maybe you’re not alone. Our FAQs answer some of the more common banking questions we get asked.

Frequently asked questions

Drop into a branch

Our friendly staff are happy to help with all your banking needs. Find a location near you across NSW and South East QLD.

Find a branch

Get in touch

Call us Monday to Friday 8:00am – 5:30pm and Saturdays 8:00am – 1:00pm AEST.

1300 651 400

Subject to Greater Bank's lending criteria. Conditions, fees and charges apply. View our Credit Card Conditions of Use, Credit Card Key Fact Sheet and interest rates for further details.

Android and Google Pay are trademarks of Google LLC. Read the Google Pay Terms and Conditions.

PayID is a trademark of NPP Australia Limited. ® Registered to BPAY Pty Ltd ABN 69 079 137 518. You should review the terms and conditions and consider whether the Osko and Pay ID service is appropriate for your personal circumstances.