Ultimate

Ultimate Home Loan

Our ultimate in loans. This package combines a competitive variable or fixed interest rate with a range of great value products and services.

Great if: 

  • You need other products such as everyday or offset accounts
  • You’re after additional benefits with the home loan
  • You’re after a fixed or variable rate home loan, or both
Great Rate

Great Rate

A Great Rate Home Loan from Greater Bank is a low interest rate home loan that's easy to use. With low interest, no monthly fees and no annual fees, you could save thousands of dollars! 

Great if: 

  • You’re after a simple loan with no ongoing fees
  • You'd like competitive interest rates
  • You’d like the flexibility of either a fixed or variable term
Ultimate Investment

Ultimate Investment

Our Investment Ultimate Home Loan Package combines a competitive variable or fixed interest rate with a range of great value products and services.

Great if:

  • You're looking for a great value loan to invest in property
  • You want extra products designed to make life easier
  • You want a fixed or variable rate, or both
Great Rate Investment

Great Rate Investment

Thinking about investing in property and looking for a great value, easy to use home loan? With low interest rates and no monthly or annual fees, we've made investment simple.

Great if:

  • You’re after competitive rates
  • You want a simple, no nonsense investment loan
  • You want flexible terms with no ongoing fees
Line of Credit

Line of Credit

Want to get the equity in your home or residential property working harder for you? Our Line of Credit Loan might be just the ticket, whether you’re interested in renovating, investing, or just after more flexibility. 

Great if:

  • You want affordable access to ongoing credit
  • You want to put your home equity to work
  • You’re thinking of renovating or investing
Reverse Mortgages

Reverse Mortgages

Wouldn't it be great if you could use the equity in your home to fund the things you'd like to do?

You can. A Reverse Mortgage enables you to use some of the money tied up in your home without having to sell it.

Whether you're thinking about Aged Care for a loved one, or just want to maintain your retirement lifestyle, a Reverse Mortgage may be the right option for you.

Find out more
Deposit Bonds

Deposit Bonds

 At Greater Bank, we understand that things don’t always go to plan when it comes to buying and selling property.

If you need to pay the deposit on your new home, but don’t yet have access to your funds, why not speak to us about a Deposit Bond?

Just because the sale of your existing home hasn’t been settled doesn’t mean you have to put the purchase of your new home at risk. 

Compare our Ultimate Home Loan

Here's how

When it comes to owning your own home, everyone's story is different, but they're all worth sharing.

Discover how we're helping make the dream of home ownership a reality for our customers.

Refinance/Switch to Greater Bank

How do I switch?

We make it easy to get a better deal on your home loan. Our expert lenders will hold your hand through every step of our simple process – you don’t even need to speak to your current bank.

Why should I Switch?

At Greater Bank, we don’t have shareholders – we're customer owned. We reinvest our profits into providing better value products and personalised service. How does this compare to your current lender?

Buying your first or next home

We keep it simple and spell out how you can reach settlement sooner – you’ll have the keys to your castle in no time. Check out our First Home Buyers Guide here.


Know how much you can borrow?
Why not use our handy calculator to find out? Get started.

Ultimate Home Loan

Have you considered

Ultimate Home Loan

Our ultimate in loans, combines a competitive variable or fixed interest rate with a range of great value products and services.

Interest Rate
3.59
% p.a.
Comparison Rate^
4.48
% p.a.

#Discounted 1 Year Fixed Rate. Special offer available on new borrowings only.

Make an enquiry
Existing Customers
Apply through internet banking

Cover your asset

For most of us, our home is the biggest investment we will ever make. Doesn’t it make sense to protect the one thing we’ve put so much time, money and effort into?

Investing in property

If you’re a first-time investor or looking to further expand your portfolio, Greater Bank can help. We’ve put together a guide to investing – get the good word here.

Check out our Investment Loans and see how we stack-up

Investment Great Rate Home Loan

Investment Ultimate Home Loan

Investment Ultimate Home Loan

Have you considered

Investment Ultimate Home Loan

Get a great rate with value products and services and make your investment dreams a reality

Interest Rate
4.84
% p.a.
Comparison Rate^
4.97
% p.a.

5 years fixed ~ Interest Only loan payment will attract an additional 0.40% pricing adjustment above these rates.

Make an enquiry
Existing Customers
Apply through internet banking

Our Home Loans are turning heads

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Discount Ultimate Home Loan Package
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Ultimate Home Loan Package
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# If you are in advance on your loan and have enough funds to continue meeting your regular minimum payment, it is possible to reduce the amount you're paying or even stop your repayments altogether. There is no approval required and no fees that apply so you can take a repayment holiday whenever you have sufficient additional payments available to do so. * Fees, charges, terms and conditions apply to all loans.  Comparison Rate Schedules are available at your local branch.  Conditions apply.  Please read our Terms and Conditions for more information. ^ Comparison rate is based on $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate. † Discounted rates include a discount on our Great Rate Home Loan and Ultimate Home Loan (applications over $150,000) and Home Loans with an LVR 85% or below and applies to new loans only. Does not apply to additional borrowings. Special Offer is not available on Getaways Home Loan and Line of Credit Loan. ǂ Maximum Loan to Valuation Ratio quoted for Owner Occupied Loans only. Note: Maximum Loan to Valuation Ratio of 70% applies to Investment loans with Interest Only repayment structure.